How to Transfer Apple Cash to Bank

Apple Cash to Bank

Apple Cash is a feature that lets you send and receive money using your iPhone, iPad, or Apple Watch. You can also use Apple Cash to get cash back from your Apple Card purchases. But what if you want to transfer your Apple Cash balance to your bank account or debit card? The steps that you must take are listed below.

Transfer Apple Cash to Your Bank Account for Free

You can use the bank transfer option if you want to transfer your Apple Cash to your bank account without paying any fees. Depending on your bank, this method takes one to three business days to complete. Here’s how to do it:

  • Open the Wallet app on your iPhone and tap your Apple Cash card.
  • Tap the More button (three dots) at the top right corner of the screen.
  • Tap Transfer to Bank.
  • Enter the amount you want to transfer and tap Next.
  • Tap 1-3 Business Days.
  • If you haven’t added a bank account yet, follow the instructions on your screen. You will need your bank’s routing number and your account number.
  • Confirm the transfer with Face ID, Touch ID, or passcode.

Your funds should appear in your bank account within one to three business days.

Transfer Apple Cash to an Eligible Debit Card Instantly

Apple Cash to Bank

You can use the instant transfer option if you want to transfer your Apple Cash to an eligible Visa or Mastercard debit card instantly. This method takes up to 30 minutes to complete but charges a 1% fee per transaction (minimum $0.25, maximum $10). Here’s how to do it:

  • Open the Wallet app on your iPhone and tap your Apple Cash card.
  • Tap the More button (three dots) at the top right corner of the screen.
  • Tap Transfer to Bank.
  • Enter the amount you want to transfer and tap Next.
  • Tap Instant Transfer.
  • If you haven’t added an eligible debit card yet, tap Add Card and follow the instructions on your screen to do so. You will need your card number, expiration date, CVV, and billing address.
  • Select the debit card to which you want to transfer the funds and confirm the billing information.
  • Confirm the transfer with Face ID, Touch ID, or passcode.

Your funds should appear in your debit card account within 30 minutes.

Update or Delete Your Bank Account or Debit Card Information

If you want to change or remove your bank account or debit card information from your Apple Cash account, you can do so by following these steps:

  • Open the Wallet app on your iPhone and tap your Apple Cash card.
  • Tap the More button (three dots) at the top right corner of the screen.
  • Tap Card Details.
  • Tap Bank Account or Debit Card, depending on which you want to update or delete.
  • To delete your information, tap Delete Bank Account Information or Delete Card and confirm. To edit your information, tap next to your routing, account, or card numbers and make the changes. Then tap Next and confirm.

Your information will be updated or deleted from your Apple Cash account.

Use Your Apple Cash for Other Purposes

Besides transferring your Apple Cash to your bank account or debit card, you can also use it for other purposes, such as:

  • Sending money to other people via iMessage or Siri.
  • Spending money with Apple Pay in stores, apps, or online.
  • Paying off your Apple Card balance.
  • Tipping in apps that support Apple Pay.

To access these options, open the Wallet app on your iPhone and tap your Apple Cash card. Then tap Pay or Request at the bottom of the screen.

Conclusion

Apple Cash is a convenient way to manage your money using your iPhone, iPad, or Apple Watch. Using the Wallet app, you can quickly transfer your Apple Cash balance to your bank account or debit card. You can also use your Apple Cash for other purposes, such as sending money to others or spending money with Apple Pay. With Apple Cash, you can enjoy a fast and secure way to handle your finances.

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